Whatever the purpose of your loan
Quintet helps you to build your investment project and to find a strategy that best serves your overall wealth plan.
Refurbish your main property or acquire a secondary property
Get projects off the ground or finalise ongoing projects
Helping you finance lifestyle purchases
Feed your passion (fine art, sports team or venue)
Obtain short-term liquidity
Common lending solutions
You choose the most suitable lending option
Quintet proposes a broad range of lending options to suit your borrowing needs.
Overdraft
Overdraft is a facility provided by the bank through which you can borrow up to a certain sum once the account balance reaches zero. Quintet levies interest or an overdraft fee on the borrowed amount, and the money is to be returned within stipulated time frames.
Fixed-term advance
A fixed-term advance is a business loan that offers a stable interest rate throughout the term of the loan. It can help your company meet its cash-flow and spending needs.
Amortising loan
An amortising loan comes with fixed periodic payments that cover both the principal and interest portions of the loan.
Revolving credit
Revolving credit is a type of loan that gives you access to a set amount of money. You can access money until you’ve borrowed up to the maximum amount, also known as your credit limit.
Bank guarantee
A bank guarantee is a type of financial backstop offered by a lending institution. The bank guarantee means that the lender will ensure that the liabilities of a debtor will be met. In other words, if the debtor fails to settle a debt, the bank will cover it.
Lending Structures
Portfolio (Lombard) Lending
Whether it is short-term liquidity – required to capitalise on an investment opportunity – or a longer-term option for an asset purchase, we can offer flexible financing solutions that address your specific needs. A portfolio (or Lombard) loan uses your investment portfolio as security for your loan, enabling your investment strategy to remain untouched.
Mortgages
Short-term Loans
We are able to accommodate short-term arrangements including bridging loans, overdrafts or lending for a specific purpose and our integrated approach means these can often be arranged against existing funds already under our management.
Let's talk about it
Tell us about your requirements and together we will ensure we find the best solutions.